Brittany Melville from IRA Custodian Next Generation joins the Passive Cash Flow Podcast to explain how business owners and W-2 earners can invest more into tax-deferred retirement accounts beyond the traditional IRA limit of $6,000 per year. One of the biggest challenges people face when trying to grow their retirement accounts is that the traditional IRA annual contribution limit is quite low so people need to use alternative methods to build their nest egg faster. One solution is the SEP IRA and the Solo 401K. Maybe you have a number of 401k’s from past jobs that you want to consolidate and self-direct. Maybe you simply had a really good year and want to put as much as possible into your tax-deferred retirement account, then this episode is for you. Aaron and Brittany dig into multiple options for business owners and employees to sock more money away into tax-deferred retirement accounts so they can achieve retirement sooner and build wealth faster.

You can reach Next Generation at


Next Generation Trust Company does not evaluate, recommend, warrant, guarantee, or endorse the legality, propriety, performance, or reliability of any investment, service, statement, opinion, or other representation of any professional listed in our service providers network; carry any liability in any event for any misinformation, misrepresentation, negligence, act, omission, investment results, or wrongdoing of any professional network service provider; have any agreement or arrangement with any professional service provider with regard to any investment or service that may be provided to NGTC account owners or other investors; have any financial arrangement or affiliation with any professional network service provider.





00:00 Intro

01:49 How to Increase Your IRA Contribution Limits

07:47 SEP IRA

10:43 Tax Advantages of SEP IRA

14:14 Retirement plans through business

20:14 Review of plans

24:25 Contact Brittany Melville

This is not a solicitation for funds, tax advice, or legal advice. This is not intended to be, and must not be construed to be in any form or manner a solicitation of investment funds or a securities offering. Peoples Capital Group LLC is NOT a United States Securities Dealer or Broker nor U. S. Investment Adviser is a Consultant/service provider and makes no warranties or representations as to the listener or viewer. All due diligence is the responsibility of the investor.

Aaron Fragnito

Aaron Fragnito

Aaron has been helping people invest in Real Estate for over 10 years. He is a Co-Founder of Peoples Capital Group (PCG) a real estate investment and holding company. He is a full time real estate investor, as well as, the host of the New Jersey Real Estate Network and host of the Passive Cash Flow Podcast. Aaron has previously completed over 100 real estate transactions as a realtor and another 150 transactions in his current role as a real estate investor.

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